Healthcare is not a luxury. It should be a human’s right to at least be able to figure out if they’re sick or not. But in America, you have to have money to get a checkup and diagnosis. And then even more if it’s an emergency that you need to deal with soon.
When it comes to insurance, we all know there is only one most commonly heard problem – not covering all our costs as we expected them to. This woman shared her phone conversation with the mammogram office, who called to tell her that there’s a problem with her insurance on Imgur.
A story from a country that treated human lives as commodities.
She had to deal with this tricky situation and hope to avoid having to pay more.
She decided to roll the dice and hope.
Well, the result was she managed to avoid a bigger pitfall.
“1. I don’t have breast cancer, so I rolled the dice correctly. There’s no way I’m going to meet my deductible by the end of the year, so I’m not paying double just for the heck of it.
2. Why wouldn’t a diagnostic mammogram and ultrasound be covered? My doctor deemed it medically necessary and urgent that I be evaluated. There was a freaking lump in my boob that wasn’t there last month.
3. Why are there two freaking prices for the exact same procedure?”
“Medical financial hardship is very common among people in the United States,” according to new research by the American Cancer Society. This issue inflicts more than 100 million Americans, with “more than half reporting problems with affordability, stress, or delaying care because of cost.”
In 2019, Gallup’s survey found an increase in Americans putting medical urgencies on hold due to cost. The record number has reached 33% in that year, and in comparison, it was only 19% in 2001. Yet, medical bills were attributed as among the main problems in 46.2% of filed bankruptcies. By 2007, the number had risen to over 62%, according to a national study led by David U. Himmelstein.
“I’m so done with American healthcare,” she angrily wrote. “We pay HUNDREDS of dollars a month, only to pay for things out of pocket because we’ll never hit our stupid high deductible, and the cash price is always cheaper.”